About Us
USA Wallet was founded July 4, 2020 and launched on January 21, 2022 with the main goal of allowing Americans to obtain financial freedom. USA Wallet exists to empower all Americans’ on their financial journey by providing education on all aspects of crypto tokens, digital assets, and cryptocurrency. Allowing users to have access to buying and selling coins and tokens on an app that is always safe and secure. We believe that all finances are personal, meaning you have the right to handle your money free from the interference of banks or other financial institutions.
USA Wallet was founded by three men hoping to unite these values: ‘Unified under Freedom’, ‘Sovereignty to the People’ and ‘Integrity: doing the right thing’. These values are the cornerstones which USA Wallet was built upon. They can be seen in every interaction and transaction that occurs. By uniting these values under one banner USA Wallet ensures that you are given the education and the platform to take your financial power back.
Our Promise
The lowest rates in America
Most exchanges hide their fees in the price you see. We don’t. We charge a flat 0.5% on swaps and crypto purchases — less than every major American exchange. No surprises, no inflated spreads, no monthly minimums.
| Exchange | Typical retail fee |
|---|---|
| USA Wallet | 0.5% |
| Robinhood | ~0.3% – 0.85% (hidden in spread) |
| MetaMask Swap | 0.875% |
| Kraken Instant Buy | ~1% + spread |
| Gemini retail | 1.49% + up to 1% convenience fee |
| Coinbase Simple Buy | ~1.5% + spread |
Comparison reflects standard retail rates as of April 2026. You also pay network (gas) fees, which go to the blockchain — not to us or any exchange. We don’t add a markup to gas.
You hold your own keys
We’re a non-custodial wallet, not a bank or exchange. We never touch your money — so we don’t carry the regulatory overhead that big exchanges pass back to customers.
Best price, every time
Our app compares prices across MoonPay and Transak for fiat purchases, and routes swaps through DeFi aggregators that automatically pick the cheapest path. You get the winner.
Coming soon: Pro
A monthly subscription that brings your fees to zero on the first $5,000 of swaps each month, plus daily, weekly, or monthly recurring Bitcoin buys — the easy way to dollar-cost average.